Low Doc Loans

Our flexible low doc loan solutions are highly popular with self-employed Australians seeking a simpler, cost-effective mortgage loan without all the paperwork. If you’re self-employed and your looking for fast, flexible mortgage finance a low document loan could be suitable for you.

We are specialists in low doc lending and have assisted thousands of self-employed Australians with our market leading low doc loan products. Our range of low doc loans are a simplified mortgage loan for self-employed borrowers who have an income and assets but are unable to provide the required financial statements or tax returns to verify their current income. If you’re a busy self-employed business person with complex financial affairs one of our simplified low doc loan products may be a more advantageous way to secure the finance you need.

Our highly flexible low doc loans simply require you to ‘self-certify’ your income derived from your self-employed activities. This is commonly known as a self-employed ‘income declaration’ or ‘low doc declaration’ similar to a statutory declaration which states the income you have derived from your business activities.

To verify consistency with your ‘self-certified’ income you have the choice of providing a preferred supporting document which may include ONE or TWO of the following documents;

• a letter from your accountant
• a business bank statement
• a business activity statement (BAS)

Our low doc loan product suite can accommodate a wide range of purposes including purchase, refinance, debt consolidation and equity release. We will also accept suitable residential and commercial real estate as security.

Talk to one of our specialist lending managers today about the best low doc loan option for your unique circumstance.